COMMERCIAL FINANCE
If you are looking to add a powerful resource to your business, an experienced broker is just that.
Running any kind of business is truly hard work. As business owners, we get it! Our specialist commercial finance expert will take the time to gain an in-depth understanding of your business.
WHEN YOU WORK WITH US YOU WILL:
- Have access to a range of lending options
- Save yourself time and money
- Have the support of an experienced broker who wants to see your business thrive and grow
If you need a start-up loan, new equipment, transport, perhaps an entirely new site to house your growing empire, then then let us do the legwork while you get on with running the show.
CONSTRUCTION LOANS
Construction loans are not just your ‘regular’ home loans. It is always a good idea to speak to a broker before you proceed with construction or renovation so that the process is explained to you, and you understand what to expect.
Construction loans involve multi-stepped processes, with progress payments made at each construction milestone. Therefore, the entire loan is not made available from the outset, meaning so you don’t pay interest on the full amount, more so interest is paid on the amount(s) that are released at each phase.
Are you scratching your head right now? We don’t blame you. Construction loans can be a source of confusion and ultimately frustration and stress if they are not explained clearly and managed with understanding and patience.
We have hundreds of these types of loans under our belt and we want to help with yours too. Let us guide you through the process and give you the confidence to see your project delivered to the standard you expect.
INVESTMENT STRATEGIES
It is your future so let’s help you own it. Building an investment portfolio is not as simple as buying a house, getting a low rate, and hoping for a tenant. Whether it is your first investment, or you are a seasoned investor, we review your goals and help make them a reality.
Book in today for an investment strategy session.
WHAT DOES A STRATEGY SESSION INVOLVE? IN PARTNERSHIP WITH YOU, WE WILL:
- Set goals
- Ensure you structure your loans in line with long term goals
- Access the right resources so that you can make smart investment decisions
- Review existing finances, with a restructure if required
- Cash flow exploration and analysis
- Referral to accountants, lawyers, and financial planners where applicable
You don’t need a ‘guru’ to tell you which apartment to buy on the Gold Coast. Our one-on-one investment strategy sessions will arm you with the tools, resources, and confidence to make strong investment decisions and grow your portfolio. Book your strategy session today.
FIRST HOME BUYERS
Buying your first property is exciting and rewarding, but with so much information out there it can feel overwhelming. We know that everyone’s circumstances are unique, and we pride ourselves taking time to ensure you understand every step of the journey.
OUR SERVICE INCLUDES:
- Helping you set and understand goals
- Exploring your eligibility, and application for, the latest schemes, grants, rates and offers
- Completing the application with you
- Negotiating with banks on your behalf
- Liaising with related parties such as settlement agents and real estate agents
- Providing resources
- Budgeting assistance
- Ensuring you understand the process from end to end
REFINANCING AND DEBT CONSOLIDATION
Managing too many debt can be costly and stressful. Our brokers can assist with consolidating multiple loans and credit cards into one easy payment.
Refinancing can assist with seeking a lower rate, or alternative loan types.
If you are wanting to find a better deal, or if you are struggling to manage your current payments, call us today to see how we can help.
- Debt management, including credit card debt
- Equity management strategies
- Budgeting including long-term saving and debt management strategies
- Renovations
Or maybe you just want to find a better rate, we are pretty ace at that too!
PERSONAL LOANS
We get it! Those big moments in life sometimes need a little extra cash, and sometimes the unexpected happens.
It could be your wedding, a new car, renovating your home or even a much-needed family holiday.
How helpful would it be to have someone to manage the entire process for you while you get excited about the special memories you could make?
WE WILL:
- Explore and confirm a realistic budget for your financial circumstances
- Compare loan products, including terms and interest rates, across the market
- Provide you with responsible options and solutions
- Manage the process from our first chat to after the money hits your account